Whether you need to purchase equipment, build a new facility, expand your operations or meet seasonal fluctuations in cash flow, Washington Trust can tailor a financing solution to meet your specific needs. From term, construction and SBA loans to commercial real estate mortgages, to lines of credit and leasing arrangements, Washington Trust offers a comprehensive suite of loan products, including multi-million dollar packages. All of our loans are backed by expert, personalized service. To speak with a lender about your financing needs, please call us at 401-348-1200 or 800-475-2265.

• Term Loans
• Lines of Credit
• Commercial Real Estate
• Small Business Administration Loans
• Leasing
• Print a Personal Financial Statement

Term Loans

Term loans are an effective tool for financing equipment purchases, renovations, or expansions, allowing your company to amortize the principal and interest over an extended period of time.

Business Lines of Credit

Business Lines of Credit provide you with a flexible and convenient resource for financing accounts receivable and inventory, or to take advantage of business opportunities as they arise. If you have a seasonal business or experience fluctuating cash flow, a revolving line of credit can supplement your internally generated cash flow with bank financing as needed. Washington Trust offers a range of credit line options, allowing you to choose the terms that suit your business needs best.

Commercial Real Estate Loans

Washington Trust offers construction, intermediate term, and long-term takeout financing for both owner-occupied and investment property. We have an experienced and talented team of lenders who not only handle the standard credit requests, but are able to handle complex, multi-million dollar deals throughout New England as well.

Small Business Administration (SBA) Loans

Washington Trust's commitment to helping small businesses start up, prosper, and grow is reflected in our designation as a Small Business Administration (SBA) preferred lender. Contact us about customized solutions for small business lending.

Leasing

With leasing services from Washington Trust, your business can enjoy the advantages of having the latest equipment without making a hefty down payment or straining cash flow. We can pre-approve you for a lease line of credit in as little as four hours, with 100% financing available. Once you are approved, you can use your line to make purchases in as little as 24 hours and you can choose monthly, quarterly or seasonal payments. And if you're working with multiple vendors we can roll them all into a Master Lease, keeping your paperwork to a minimum.

Commonly Leased Equipment, New and Used

• Computers and Software
• Medical/Dental Equipment
• Auto Repair Equipment
• Cash Registers
• Film/Photo Equipment
• Office Equipment/Furniture
• Portable Buildings
• Printing/Publication Equipment
• Security Systems

Your loan officer will ask you for a Personal Financial Statement.